Shop Pay Installments

Pay Over Time with Shop Pay

When you choose Shop Pay at checkout, you can split your purchase into flexible installment payments.

How It Works

  1. Add items to your cart
  2. Check out with Shop Pay
  3. Choose the option to pay in installments
  4. Your first payment is due at checkout
  5. The remaining payments are automatically charged to your card saved on Shop Pay based on the payment plan you chose. Don't worry, you'll get an email reminder before each payment to remind you.

Quick Decision, Flexible Payments, No Late Fees

Get what you want in 4 interest-free payments or choose a monthly payment plan when you check out with Shop Pay.

Frequently Asked Questions

What is Shop Pay Installments?
Shop Pay Installments is a buy now, pay later service that lets you split your purchase into flexible payments.

How do I qualify?
Eligibility is determined at checkout based on your purchase amount and a quick eligibility check.

Are there any fees?
There are no late fees. Rates start at 0% APR depending on your payment plan.

When are payments due?
Your first payment is due at checkout, and remaining payments are automatically charged based on your chosen plan. You'll receive email reminders before each payment.

Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.